Total Money Makeover, Week 10

Week 10 of my Total Money Makeover process included the 7th lesson in Financial Peace University on retirement and college planning. Confession: I have a matching 401(k) available to me through my job and I have never saved a penny for retirement.  Oops.  However, the Total Money Makeover is designed to be done in a … Continue reading Total Money Makeover, Week 10

Total Money Makeover, Week 9

This week at FPU (week 6) we talked about insurance.  Auto insurance, home insurance, health insurance, disability insurance, you name it.  I actually learned quite a few things, which I will now try to impart to you. According to Dave Ramsey, the purpose of insurance is to transfer risk. Insurance is there to protect you … Continue reading Total Money Makeover, Week 9

Total Money Makeover, Week 8

Week 5 in Financial Peace University was called "Buyer Beware" and discussed the power of marketing and advertising, which are common saboteurs of a healthy budget! Companies want you to buy their product - and they go to great lengths to get your business! Companies market via... Personal selling Financing and convenient payment methods (store … Continue reading Total Money Makeover, Week 8

Total Money Makeover, Week 4

It's week four of my Total Money Makeover, and I had my first Financial Peace University class this week.  The class only has three people attending, myself and a newly engaged couple.  The instructors seem very nice!  The FPU class consists of watching a DVD of Dave Ramsey doing the lesson each week, followed by … Continue reading Total Money Makeover, Week 4